When a driver has a total of 7 points, which of the following may happen?

When a driver accumulates 7 points in North Carolina, they can indeed have 3 points deducted from their driving record if they successfully complete a Driver Improvement Clinic. This program is designed to enhance driving skills and safety awareness. Upon completion, the state rewards drivers by reducing the point count on their record, which helps prevent potential penalties, such as loss of driving privileges or insurance issues.

While it is also possible for drivers with multiple points to be required to file proof of financial responsibility, the core focus of the question is on the immediate consequences of having 7 points. Therefore, it's important to understand that the point deduction through the Driver Improvement Clinic is a direct and positive option available to the driver, making it the correct answer in this context. The other conditions, while relevant in certain situations, do not apply specifically to the question regarding the penalties associated with having just 7 points.