What is the minimum amount of liability insurance required in North Carolina?

In North Carolina, the minimum liability insurance required for drivers includes specific coverage amounts that address both bodily injury and property damage. The correct answer reflects the requirement of $30,000 for bodily injury per person, $60,000 for total bodily injury per accident, and $25,000 for property damage. This structure is designed to ensure that drivers have adequate financial protection in the event of an accident, covering medical expenses for injured individuals and property damage liability.

Having these minimums in place helps protect other drivers, pedestrians, and property owners from financial losses caused by accidents involving insured vehicles. The combination of these coverage limits is government-mandated to encourage responsible driving behavior and to ensure that drivers are capable of fulfilling their financial obligations in case of an accident.

The other options do not reflect the comprehensive requirements outlined by North Carolina's traffic laws, emphasizing the necessity for drivers to be adequately insured according to these specific thresholds. By knowing these requirements, drivers can ensure they are compliant with state laws and protect themselves against potential liabilities on the road.